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CA","insights",[1094,1105,1113,1153,1162,1170,1189,1205,1221,1229,1237,1245,1261,1277,1293,1301,1309,1317,1332,1348,1364,1372,1380,1388,1404,1420,1435],{"_key":1095,"_type":1096,"children":1097,"markDefs":1103,"style":1104},"93d8ff3e5e41","block",[1098],{"_key":1099,"_type":1100,"marks":1101,"text":1102},"090413fd89b7","span",[],"The actuarial journey demands discipline and focus—and often comes with a lot of pressure.",[],"normal",{"_key":1106,"_type":1096,"children":1107,"markDefs":1112,"style":1104},"677ccef56d49",[1108],{"_key":1109,"_type":1100,"marks":1110,"text":1111},"5f10322b0fe5",[],"During this process, it’s normal and helpful to ask yourself a few questions: At what point does hard work become too much? How can you avoid burning out? And what can you do to build sustainable habits for the long term?",[],{"_key":1114,"_type":1096,"children":1115,"markDefs":1147,"style":1104},"0f86b6d8142a",[1116,1120,1125,1129,1134,1138,1143],{"_key":1117,"_type":1100,"marks":1118,"text":1119},"cdbdd6f9b2b7",[],"To answer those questions, we asked coaches ",{"_key":1121,"_type":1100,"marks":1122,"text":1124},"6bdb340a9404",[1123],"54a1ac4f2291","Terence Chow, ASA, CFA",{"_key":1126,"_type":1100,"marks":1127,"text":1128},"7bb10c28695b",[],", ",{"_key":1130,"_type":1100,"marks":1131,"text":1133},"6979b4bcfcd4",[1132],"07450d47a526","Shi Yi Wong, FSA",{"_key":1135,"_type":1100,"marks":1136,"text":1137},"250f5d3bef2e",[],", and ",{"_key":1139,"_type":1100,"marks":1140,"text":1142},"4f50a091983a",[1141],"298a53ef193b","Tong Khon Teh, FSA, CFA",{"_key":1144,"_type":1100,"marks":1145,"text":1146},"5d8429b18589",[]," for their insights. They offered both personal reflections (we didn’t know that Coach Tong loves M&M’s!) and some practical advice to support your journey.",[1148,1151,1152],{"_key":1123,"_type":1149,"href":1150,"url":167},"link","https:\u002F\u002Fwww.linkedin.com\u002Fpulse\u002Fhow-master-work-life-balance-strategies-actuaries-yekrc\u002F?trackingId=WxUZuRQMI0GO%2BCrjP8B7eQ%3D%3D#",{"_key":1132,"_type":1149,"href":1150,"url":167},{"_key":1141,"_type":1149,"href":1150,"url":167},{"_key":1154,"_type":1096,"children":1155,"markDefs":1160,"style":1161},"61734cf96643",[1156],{"_key":1157,"_type":1100,"marks":1158,"text":1159},"676a6e0f29e0",[],"1. Spot Signs of Overwork",[],"h2",{"_key":1163,"_type":1096,"children":1164,"markDefs":1169,"style":1104},"a47221f6c892",[1165],{"_key":1166,"_type":1100,"marks":1167,"text":1168},"7d3fc3a037f4",[],"Occasional late nights and looming deadlines are par for the course. But what happens when work begins to dominate your life?",[],{"_key":1171,"_type":1096,"children":1172,"level":1186,"listItem":1187,"markDefs":1188,"style":1104},"b9c36c6cfd92",[1173,1177,1182],{"_key":1174,"_type":1100,"marks":1175,"text":1176},"026b0552334f",[],"For Coach Tong, the impact is more emotional and social: “I notice work has taken over when ",{"_key":1178,"_type":1100,"marks":1179,"text":1181},"173320f2da72",[1180],"strong","I struggle to be present in personal conversations",{"_key":1183,"_type":1100,"marks":1184,"text":1185},"23a0f9126678",[],". And when rest starts to feel ‘unproductive,’ I know something’s off.”",1,"bullet",[],{"_key":1190,"_type":1096,"children":1191,"level":1186,"listItem":1187,"markDefs":1204,"style":1104},"9b0480af7305",[1192,1196,1200],{"_key":1193,"_type":1100,"marks":1194,"text":1195},"547fdba2c7ab",[],"Coach Terence puts it plainly: “",{"_key":1197,"_type":1100,"marks":1198,"text":1199},"b4c9d45abc8b",[1180],"When working through weekends becomes the baseline rather than the exception, that’s a sign",{"_key":1201,"_type":1100,"marks":1202,"text":1203},"319fafc9e06e",[],". So is obsessively thinking about work problems during personal time, or losing touch with the aspects of your profession that once energized you.”",[],{"_key":1206,"_type":1096,"children":1207,"level":1186,"listItem":1187,"markDefs":1220,"style":1104},"8cd915c1ced6",[1208,1212,1216],{"_key":1209,"_type":1100,"marks":1210,"text":1211},"9f483fd78703",[],"Coach Shi Yi adds that even when she’s physically present with her family, her mind can be elsewhere: “If I’m constantly thinking about a specific exam question or project outside of work hours, that’s a red flag. ",{"_key":1213,"_type":1100,"marks":1214,"text":1215},"fc31437eaff8",[1180],"Another warning sign is when I start to lose interest in the things I used to enjoy",{"_key":1217,"_type":1100,"marks":1218,"text":1219},"3c6fa8e68120",[],"—like hobbies or just relaxing without guilt.”",[],{"_key":1222,"_type":1096,"children":1223,"markDefs":1228,"style":1104},"3d27a3dfd1d0",[1224],{"_key":1225,"_type":1100,"marks":1226,"text":1227},"65f9b5319575",[],"If you’re starting to feel distant from the people and things that matter most, it’s okay to pause. Your well-being is a priority.",[],{"_key":1230,"_type":1096,"children":1231,"markDefs":1236,"style":1161},"3a91e3f6a243",[1232],{"_key":1233,"_type":1100,"marks":1234,"text":1235},"0df54f5b2ce7",[],"2. Take a Step Back",[],{"_key":1238,"_type":1096,"children":1239,"markDefs":1244,"style":1104},"87f291b96dc7",[1240],{"_key":1241,"_type":1100,"marks":1242,"text":1243},"f9cfa7a24c04",[],"Recognizing the red flags is only the first step. The next is giving yourself permission to pause—and reset.",[],{"_key":1246,"_type":1096,"children":1247,"level":1186,"listItem":1187,"markDefs":1260,"style":1104},"75ce2c5206ac",[1248,1252,1256],{"_key":1249,"_type":1100,"marks":1250,"text":1251},"07bd181be172",[],"For Coach Shi Yi, it’s about noticing when life’s important moments start slipping by: “",{"_key":1253,"_type":1100,"marks":1254,"text":1255},"cee8dcb2e0b8",[1180],"If I wasn’t fully present for a conversation or I forgot an important event",{"_key":1257,"_type":1100,"marks":1258,"text":1259},"417e8e95cf39",[],", that’s a wake-up call. When I feel like I’m failing in multiple roles—not just as an employee but as a friend, mother, daughter—that’s when I know I need to pause.”",[],{"_key":1262,"_type":1096,"children":1263,"level":1186,"listItem":1187,"markDefs":1276,"style":1104},"fa7e79b73a9a",[1264,1268,1272],{"_key":1265,"_type":1100,"marks":1266,"text":1267},"989223e71f91",[],"Coach Terence notes the drop in output and overall well-being: “If you’re working longer hours but producing lower-quality work, making more errors, or ",{"_key":1269,"_type":1100,"marks":1270,"text":1271},"c07100c3ec9e",[1180],"noticing a decline in sleep and physical health",{"_key":1273,"_type":1100,"marks":1274,"text":1275},"b70579148f37",[],", it’s time to recharge.”",[],{"_key":1278,"_type":1096,"children":1279,"level":1186,"listItem":1187,"markDefs":1292,"style":1104},"451c9d988425",[1280,1284,1288],{"_key":1281,"_type":1100,"marks":1282,"text":1283},"653a91d5fad4",[],"Coach Tong shares a more introspective signal: “I’ve learned to pay attention when I become unusually irritable or when my creativity disappears. Ignoring these signs only makes things worse. ",{"_key":1285,"_type":1100,"marks":1286,"text":1287},"35f58b95b54b",[1180],"I’m learning that rest isn’t a luxury—it’s a necessity.",{"_key":1289,"_type":1100,"marks":1290,"text":1291},"9ece3c3dafa9",[],"”",[],{"_key":1294,"_type":1096,"children":1295,"markDefs":1300,"style":1104},"23f9bc34e0f5",[1296],{"_key":1297,"_type":1100,"marks":1298,"text":1299},"c35974d7ddf3",[],"Stepping back isn’t a sign of weakness—it’s an act of care. When you give yourself space to breathe, you make room for clarity.",[],{"_key":1302,"_type":1096,"children":1303,"markDefs":1308,"style":1161},"1aa8dccfdf32",[1304],{"_key":1305,"_type":1100,"marks":1306,"text":1307},"70b34d46cb22",[],"3. 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This is a marathon, not a sprint.",{"_key":1329,"_type":1100,"marks":1330,"text":1291},"6fdcbbeb5064",[],[],{"_key":1333,"_type":1096,"children":1334,"level":1186,"listItem":1187,"markDefs":1347,"style":1104},"fb5798144aa0",[1335,1339,1343],{"_key":1336,"_type":1100,"marks":1337,"text":1338},"73adfafd20bf",[],"Coach Tong keeps it grounded: “I’ve stopped trying to live up to a perfect schedule that doesn’t work for my life. ",{"_key":1340,"_type":1100,"marks":1341,"text":1342},"6e67d3bc5e80",[1180],"Celebrating small wins—even just with a coffee or M&Ms—keeps me going.",{"_key":1344,"_type":1100,"marks":1345,"text":1346},"3bce0e63ee91",[]," It’s the little victories that build momentum.”",[],{"_key":1349,"_type":1096,"children":1350,"level":1186,"listItem":1187,"markDefs":1363,"style":1104},"fba4a739163a",[1351,1355,1359],{"_key":1352,"_type":1100,"marks":1353,"text":1354},"4d4fcae7c216",[],"Coach Shi Yi’s approach centers on discipline and presence: “I plan my study schedule in advance and stick to it. ",{"_key":1356,"_type":1100,"marks":1357,"text":1358},"f2a7cd727e24",[1180],"That lets me truly relax outside those hours without guilt.",{"_key":1360,"_type":1100,"marks":1361,"text":1362},"fe0f6a9e16e5",[]," I’ve learned that balance is more about discipline than time—being present where you are, when you are.”",[],{"_key":1365,"_type":1096,"children":1366,"markDefs":1371,"style":1104},"86c9401fdb1c",[1367],{"_key":1368,"_type":1100,"marks":1369,"text":1370},"ab4d27f66359",[],"Balance means honoring your limits while still moving forward. You can grow without losing yourself along the way!",[],{"_key":1373,"_type":1096,"children":1374,"markDefs":1379,"style":1161},"1121b563b859",[1375],{"_key":1376,"_type":1100,"marks":1377,"text":1378},"21fb75ff5605",[],"4. 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The habits you build now become the foundation for everything that comes next.",[],{"_key":1389,"_type":1096,"children":1390,"level":1186,"listItem":1187,"markDefs":1403,"style":1104},"ef544d2b652d",[1391,1395,1399],{"_key":1392,"_type":1100,"marks":1393,"text":1394},"34c2c881b3e0",[],"Coach Terence frames it in terms of resilience and leadership: “",{"_key":1396,"_type":1100,"marks":1397,"text":1398},"27b068b00d34",[1180],"Sustainable habits help you bounce back from life’s curveballs.",{"_key":1400,"_type":1100,"marks":1401,"text":1402},"c503dc3c762c",[]," They support long-term skill development and emotional intelligence—both crucial for leadership roles.”",[],{"_key":1405,"_type":1096,"children":1406,"level":1186,"listItem":1187,"markDefs":1419,"style":1104},"22e2be13f4e2",[1407,1411,1415],{"_key":1408,"_type":1100,"marks":1409,"text":1410},"9b074749bd58",[],"Coach Shi Yi echoes this long-view perspective: “Healthy work habits help you maintain consistency and avoid burnout later. You learn to work smarter, not just harder. And most importantly, ",{"_key":1412,"_type":1100,"marks":1413,"text":1414},"d8922095e0fe",[1180],"you get to enjoy the journey instead of burning out",{"_key":1416,"_type":1100,"marks":1417,"text":1418},"78709bdcc599",[]," before you reach your potential.”",[],{"_key":1421,"_type":1096,"children":1422,"level":1186,"listItem":1187,"markDefs":1434,"style":1104},"f67d43901d26",[1423,1427,1431],{"_key":1424,"_type":1100,"marks":1425,"text":1426},"91559cecf396",[],"Coach Tong brings it home (or scores a hole in one) with a great metaphor: “It’s like learning golf—better to get the fundamentals right early than fix bad habits later. And just like compound interest in FM, ",{"_key":1428,"_type":1100,"marks":1429,"text":1430},"45e0d2d44da5",[1180],"those small habits add up to big results over time.",{"_key":1432,"_type":1100,"marks":1433,"text":1291},"ef3f4872d906",[],[],{"_key":1436,"_type":1096,"children":1437,"markDefs":1442,"style":1104},"d2df03a15b92",[1438],{"_key":1439,"_type":1100,"marks":1440,"text":1441},"f1c31f482a4d",[],"Remember that actuarial success isn’t about sprinting through a few intense years. It’s about building a career you can sustain and enjoy. That means learning to recognize when work is too much, giving yourself permission to rest, and creating habits that support long-term growth—not just professional, but personal too. 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