Coaching Actuaries is committed to protecting your privacy and developing
technology that gives you the most powerful and safe online experience. This
Statement of Privacy applies to the Coaching Actuaries Web
site and governs data collection and usage. By using the Coaching Actuaries
website, you consent to the data practices described in this statement.
Collection of your Personal Information
Coaching Actuaries collects personally
identifiable information, such as your e-mail address, name, home or work
address or telephone number. Coaching Actuaries also collects anonymous
demographic information, which is not unique to you, such as your ZIP code,
age, gender, preferences, interests and favorites.
There is also information about your computer hardware and
software that is automatically collected by Coaching Actuaries. This information
can include: your IP address, browser type, domain names, access times and
referring Web site addresses. This information is used by Coaching Actuaries for
the operation of the service, to maintain quality of the service, and to
provide general statistics regarding use of the Coaching Actuaries Web site.
Please keep in mind that if you directly disclose personally identifiable
information or personally sensitive data through Coaching Actuaries public
message boards, this information may be collected and used by others. Note:
Coaching Actuaries does not read any of your private online communications.
Coaching Actuaries encourages you to review the privacy statements of Web sites
you choose to link to from Coaching Actuaries so that you can understand how
those Web sites collect, use and share your information. Coaching Actuaries is
not responsible for the privacy statements or other content on Web sites
outside of the Coaching Actuaries and Coaching Actuaries family of Web sites.
Use of your Personal information
Coaching Actuaries collects and uses your personal
information to operate the Coaching Actuaries Web site and deliver the services
you have requested. Coaching Actuaries also uses your personally identifiable
information to inform you of other products or services available from
Coaching Actuaries and its affiliates. Coaching Actuaries may also contact you
via surveys to conduct research about your opinion of current services or of
potential new services that may be offered.
Coaching Actuaries does not sell,
rent or lease its customer lists to third parties. Coaching Actuaries may, from
time to time, contact you on behalf of external business partners about a
particular offering that may be of interest to you. In those cases, your unique
personally identifiable information (e-mail, name, address, telephone number)
is not transferred to the third party. In addition, Coaching Actuaries may share
data with trusted partners to help us perform statistical analysis, send you
email or postal mail, provide customer support, or arrange for deliveries. All
such third parties are prohibited from using your personal information except
to provide these services to Coaching Actuaries, and they are required to
maintain the confidentiality of your information.
Coaching Actuaries does not
use or disclose sensitive personal information, such as race, religion, or
political affiliations, without your explicit consent.
Coaching Actuaries keeps
track of the Web sites and pages our customers visit within Coaching Actuaries,
in order to determine what Coaching Actuaries services are the most popular.
This data is used to deliver customized content and advertising within
Coaching Actuaries to customers whose behavior indicates that they are
interested in a particular subject area.
Coaching Actuaries Web sites will
disclose your personal information, without notice, only if required to do so
by law or in the good faith belief that such action is necessary to: (a)
conform to the edicts of the law or comply with legal process served on
Coaching Actuaries or the site; (b) protect and defend the rights or property of
Coaching Actuaries; and, (c) act under exigent circumstances to protect the
personal safety of users of Coaching Actuaries, or the public.
The Coaching Actuaries Web site uses "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web server.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example when you register with Coaching Actuaries site or services, a cookie helps Coaching Actuaries to recall your specific information. When you return to the same Coaching Actuaries Web site, the information you previously provided can be retrieved, so you can easily use the Coaching Actuaries features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser
setting to decline cookies if you prefer. If you choose to decline cookies, you will not be able to login or use any of the interactive features of the Coaching Actuaries' free or paid services.
Security of your Personal information
Coaching Actuaries secures your personal information from
unauthorized access, use or disclosure. Coaching Actuaries secures the
personally identifiable information you provide on computer servers in a
controlled, secure environment, protected from unauthorized access, use or
Changes to this Statement
Coaching Actuaries will occasionally update this Statement of Privacy to reflect
company and customer feedback. Coaching Actuaries encourages you to periodically
review this Statement to be informed of how Coaching Actuaries is protecting
Coaching Actuaries welcomes your comments
regarding this Statement of Privacy. If you believe that Coaching Actuaries has
not adhered to this Statement, please contact Coaching Actuaries at firstname.lastname@example.org
will use commercially reasonable efforts to promptly determine and remedy the